
Trust, transparency and your personal situation come first for us.
We advise you on the meaning and purpose of physical silver and gold and show you why BB Wertmetall is a strong partner for this. In addition, you receive valuable insights into the principles of a biblical approach to finances - independent of specific products.
For clients with emigration plans, we offer a special combination of expert advice on silver, gold and gold granule custody accounts as well as international health insurance. We look at the most important questions you should consider for longer-term or permanent life abroad.
Our goal is to provide you with a solid foundation for secure and sustainable decisions.

With physical silver and gold, you invest in assets that have endured for millennia, independent of financial systems. You stay in full control.
We explain clearly which advantages and limitations silver and gold offer. This allows you to make informed decisions on your own terms.
From the initial review of your situation to product selection, I support you every step of the way. You always have a personal contact at your side.
We are convinced that the basic principles of investing are timeless. The Bible, for example, already teaches the golden rule of diversification. And the threefold biblical portfolio theory still proves itself today: invest one third in people, family and business, one third in land and property, and one third in liquidity – in the form of silver and gold. The solutions offered by BB Wertmetall GmbH in Germany and its partner company BB Wertmetall AG in Switzerland provide an answer for the liquidity portion.
With S-Deposito, you can invest flexibly in silver granules and convert them back into CHF / EUR at any time. Your purchased silver granules are insured and stored in a Swiss duty-free warehouse.

Medals made of pure silver and gold are a sustainable and valuable long-term form of investment. They are ideal as a tangible reserve kept at home.










With G-Deposito, you can invest flexibly in gold granules and convert them back into CHF / EUR at any time. Your purchased gold granules are insured and stored in a Swiss duty-free warehouse.

Haggai-Konstantplan allows you to build a silver and gold position systematically with monthly contributions. This lets you start with smaller investments and benefit from precious metals right away.

Do you value owning real assets? With S-Deposito, you can invest flexibly in silver granules. You remain flexible and can convert them back into CHF / EUR at any time. Your purchased silver granules are insured and stored in a Swiss duty-free warehouse.

Would you like to build savings for your child or grandchild, for a driving licence or university? S-Deposito is ideal for this, because even monthly payments starting at 100 CHF / EUR are possible. Later on, your child or grandchild can benefit from the development of silver prices when the metal is redeemed.

As a business owner, do you value trading with business partners? With S-Deposito, you can use the barter function to trade with other companies. You can also offer customers who have an S-Deposito a new payment option.
Silver and gold have been valued as money for thousands of years and have always retained their value. By contrast, currencies such as the euro, US dollar or Swiss franc lose purchasing power month after month. With innovative silver and gold products, BB Wertmetall helps you safeguard your wealth sustainably.
As an established provider with more than 15 years of experience, we know what strengthens your wealth and how sustainable growth can be achieved. Our product solutions stand out for their flexibility and quality. Our highest priority is that customers create lasting value with their investment. Every one of our products is 100% backed by physical metal to offer the greatest possible security.
For me, S-Deposito is the contemporary solution for investing in timeless value.
What I especially appreciate is the business S-Deposito: it allows me to accept payments in silver instead of money.
Stephan Lehmann // father
S-Deposito is a revolutionary silver granule custody account that is stored safely and insured in a Swiss duty-free warehouse.
It represents a unique safeguard compared with unstable world currencies. Silver and gold have withstood every crisis throughout human history.
Kurt Bühlmann // business owner
With S-Deposito I can buy silver granules even as a private individual. That gives me maximum flexibility to invest promising precious metals with smaller amounts as well.
Stefan Hoppe // designer
To open an S-Deposito, you commit to building at least 100 fine ounces of silver (1 oz. = 31.104 g). The timeframe for doing so is freely selectable. Additional payments and withdrawals are possible from EUR 100.
When opening the account, a one-off commission of 5 percent applies to the price of the target investment on the day of account opening. From 10,000 oz. (approx. 311 kg), the commission is reduced to 1.5 percent.
For target investments up to 500 oz. (approx. 15.5 kg), the annual custody account fee is 0.5 oz. of silver granules. For larger S-Depositos, the annual fee is 1 oz.
The standard annual storage fee is 1 percent of the average silver granule holdings; from 10,000 oz. onwards it is 0.8 percent.
For clients resident in Switzerland, the statutory VAT is charged in addition to the custody account and storage fees.
You can exchange the silver granules into EUR or CHF on business days. The requested amount is then deducted from your S-Deposito and credited to your account.
Purchases, sales and barter transactions are exempt from VAT. Swiss private clients do not pay tax on capital gains. German private clients do not either, provided the holding period is at least 12 months.
Swiss clients must declare the account holdings as assets based on the account statement, while German clients are not subject to a wealth tax. Clients from other countries should consult their tax adviser.
Your data is stored multiple times on our own servers. If the internet goes down, you will no longer have access to your online account. Your precious metal in the Swiss duty-free warehouse does not move an inch. There is no need to panic – this is not digital money, but physical precious metal.
You do not have to define a fixed term for your S-Deposito. If you want to close the silver account, you can instruct us to do so at any time.
No. Any number of bookings per month are included. Additional payments and withdrawals are possible from EUR 100. Current buy, exchange and sell prices are available at https://bb-wertmetall.ch.
Your purchased silver granules are stored in a Swiss duty-free warehouse. They are insured against robbery, burglary, fire and other risks.
